Ford Loans & Leases in Jacksonville, IL
Are you shopping for a new vehicle? You won't want to miss the selection at Westown Ford in Jacksonville, IL. We provide shoppers with a wide assortment of new Ford vehicles to suit all sorts of needs. Whether you're in the market for something sleek and powerful, like the Ford Mustang, or you'd prefer a capable SUV, like the Ford Expedition, you're likely to find what you're looking for at our dealership near Mount Sterling, IL. In addition to our impressive lineup of new and used vehicles, we offer financing options to accommodate your unique circumstances.
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Save Money with a Lease
Many consumers are opting for a lease these days for the savings it can offer. Monthly payments on a lease are typically lower because your payments aren't going toward paying the principal cost. Instead, the money you borrow covers the cost of the current retail value minus its expected value at the lease's end. In addition, you can expect to pay finance charges. The total costs are still significantly less than those associated with buying the vehicle. Another advantage is that you can anticipate driving your new Ford car, truck, or SUV during its most trouble-free period, making maintenance and repair costs minimal. A leased vehicle generally has the manufacturer's warranty coverage for the duration of the lease, providing security in the event of an unexpected issue.
Leasing puts you in the driver's seat of a brand-new vehicle equipped with the latest features at a more accessible price. When the lease ends, you won't fret about your car's trade-in value or the hassle of resale. Drop it off to us, and you're free to sign a new lease if you choose. Lease devotees love this convenience and enjoy the ability to continue driving the most up-to-date Ford models.
Build Equity with Financing
A new vehicle lease does come with some conditions that drivers who decide to buy don't need to consider. If you opt for conventional financing, you won't need to feel tied to mileage or condition restrictions that come with a lease. This aspect is especially advantageous if you drive around Beardstown a lot for work or leisure. DIY enthusiasts will also appreciate the freedom to make modifications to their Ford model without penalty. You can go ahead and add window tinting or upgrade the suspension. These customizations won't get held against you when it's time to sell or trade your vehicle.
When you finance your vehicle with a loan, you don't have to feel concerned about unexpected life events that may require you to sell or trade your vehicle before it gets paid off. There's no early termination fee, and you can use any equity you've built to pay off your initial loan or use it toward your next vehicle. Speaking of paying off your Ford, some drivers prefer ownership because they can look forward to making that final payment and freeing up some money in their monthly budget.
Apply for Ford Finance
As you can see, there are plenty of benefits to both financing and leasing a new Ford vehicle. The option that's right for you will depend on numerous factors such as budget, credit history, current lifestyle, and future plans. A member of our Ford finance team can provide insight and advice if you're still not sure which option might make the most sense for you.
We pride ourselves on listening to the needs of our customers to offer customized solutions. You can submit a finance application online, even if you're still weighing your options. This step is a game changer that can streamline your vehicle shopping experience. We look forward to hearing from you and helping you find your ideal Ford model and financing package. You're welcome to reach out to our dealership near Pittsfield, IL if you have any questions.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Westown Ford
1312 W Morton Rd
Jacksonville, IL 62650
- Sales: (217) 245-7101
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